Make the dressing. In a small bowl, whisk together mayonnaise, ketchup, mustard, relish, and vinegar or pickle brine. Add smoked paprika and a pinch of sugar if you like it a touch sweet. Season with salt and pepper.
Chill while you prep the rest.
Prep the salad base. Add chopped lettuce to a large bowl. Top with cherry tomatoes, diced pickles, and red onion. If using, add avocado and carrots or cucumber.
Season the beef. In a mixing bowl, combine ground beef with salt, pepper, garlic powder, onion powder, smoked paprika, and Worcestershire.
Mix gently—don’t overwork it.
Cook the beef. Heat a large skillet over medium-high. Add the beef, breaking it into crumbles. Cook until browned with crispy edges, about 6–8 minutes.
Drain excess fat if needed.
Add the cheese. Turn the heat to low. Sprinkle cheddar over the hot beef and let it melt slightly, 1–2 minutes. You want gooey bits that cling to the crumbles.
Assemble. Spoon the warm, cheesy beef over the salad base.
Add bacon if using, plus any crunchy add-ins like croutons. Drizzle with the dressing. Toss gently so the heat from the beef slightly wilts the lettuce and blends the flavors.
Taste and adjust. Add a pinch of salt, extra pickles, or a few drops of hot sauce if you want more kick.
Serve right away.